Carder

Gift cards, crypto and bills. One app.

Sell and buy gift cards, turn USDT into naira, pay online with a virtual USD card and settle your bills.

Get Carder on Google PlayDownload Carder on the App Store
Or buy a gift card on the website
The Carder app home screen with a USD balance, Add funds, Send and Convert

One app,
everything your money needs

Gift cards

Sell Apple, Steam, Razer Gold and more for naira in your wallet, or buy from about 50 brands by bank transfer with no account.

Sell gift cardsBuy gift cards

Crypto to naira

Send USDT, USDC, BTC, ETH or SOL to your Carder address and turn it into naira.

See crypto rates

Virtual USD card

A Visa card in USD for subscriptions, ads and shopping online, topped up from your USD balance.

About the card

Pay bills

Electricity tokens, airtime, data and TV, paid from your naira wallet.

How to pay bills

Carder on WhatsApp

Sell a card, buy one or pay a bill right in the chat. Scan to start.

Open WhatsApp

Today's rates

Popular gift cards

Get the Carder app. It's free.

Sell and buy gift cards, turn USDT into naira, hold USD and pay your bills. On iOS and Android.

Get Carder on Google PlayDownload Carder on the App Store
The Carder app home screen with a naira balance and bill payments