How do I pay my electricity bill online in Nigeria?

In the Carder app, tap Electricity, pick your DisCo, choose Prepaid or Postpaid, enter your meter number and the amount, check the name that comes up, then pay with your PIN. A prepaid payment gives you a 20-digit token to type on your meter.

Which electricity companies can I pay on Carder?

All 12: Ikeja Electric, Eko Electricity (EKEDC), Abuja Electric (AEDC), Ibadan Electric (IBEDC), Port Harcourt Electric (PHED), Enugu Electric (EEDC), Benin Electricity (BEDC), Kaduna Electric, Kano Electric (KEDCO), Jos Electric (JED), Yola Electric (YEDC), Aba Power.

Is there a service charge?

No. You pay exactly the amount you choose.

How do I know which DisCo I am on?

Pick your state in the finder on this page. Lagos is split between Ikeja Electric and Eko, and Abia between Enugu Electric and Aba Power. The company named on your meter card or an old token receipt is always right.

How do I load the token on my meter?

Type all 20 digits on the meter's keypad, or on the indoor unit if your meter is outside, and press Enter. If it says Reject or Error, type it again slowly.

Can I pay electricity on WhatsApp?

Yes. Message Carder on WhatsApp, type menu, pick Pay bills, then Electricity. The token comes on the receipt in the chat.

Pay your electricity bill online

Carder pays all 12 DisCos, prepaid and postpaid. Tap Electricity in the app, pick your company, enter your meter number and the amount, and check the name on the meter before you pay. Prepaid gives you a 20-digit token right away. There is no service charge.

Checked on 10 November 2026

Pick your electricity company

Not sure which one? Pick your state

Carder sells tokens for all 12 DisCos. Pick your state to see which one to choose in the app.

Near a state border? The company name on an old token receipt or your meter card is always right.

Every state and its DisCo

State	Electricity company
Abia	Enugu Electric (EEDC) or Aba Power
Abuja (FCT)	Abuja Electric (AEDC)
Adamawa	Yola Electric (YEDC)
Akwa Ibom	Port Harcourt Electric (PHED)
Anambra	Enugu Electric (EEDC)
Bauchi	Jos Electric (JED)
Bayelsa	Port Harcourt Electric (PHED)
Benue	Jos Electric (JED)
Borno	Yola Electric (YEDC)
Cross River	Port Harcourt Electric (PHED)
Delta	Benin Electricity (BEDC)
Ebonyi	Enugu Electric (EEDC)
Edo	Benin Electricity (BEDC)
Ekiti	Benin Electricity (BEDC)
Enugu	Enugu Electric (EEDC)
Gombe	Jos Electric (JED)
Imo	Enugu Electric (EEDC)
Jigawa	Kano Electric (KEDCO)
Kaduna	Kaduna Electric
Kano	Kano Electric (KEDCO)
Katsina	Kano Electric (KEDCO)
Kebbi	Kaduna Electric
Kogi	Abuja Electric (AEDC)
Kwara	Ibadan Electric (IBEDC)
Lagos	Ikeja Electric or Eko Electricity (EKEDC)
Nasarawa	Abuja Electric (AEDC)
Niger	Abuja Electric (AEDC)
Ogun	Ibadan Electric (IBEDC)
Ondo	Benin Electricity (BEDC)
Osun	Ibadan Electric (IBEDC)
Oyo	Ibadan Electric (IBEDC)
Plateau	Jos Electric (JED)
Rivers	Port Harcourt Electric (PHED)
Sokoto	Kaduna Electric
Taraba	Yola Electric (YEDC)
Yobe	Yola Electric (YEDC)
Zamfara	Kaduna Electric

Step by step

Every company works the same way in the app. The full steps, with the video and how to load the token on each kind of meter, are in how to recharge your prepaid meter.